Why It’s Time to Talk About Your Digital Legacy
Financial Planning
2 min read

Why It’s Time to Talk About Your Digital Legacy

In today’s digital-first world, our most treasured memories and personal content are often stored online—photos, videos, messages, and more.

Altor Wealth

Altor Wealth

Thursday, 24 July 2025

In today’s digital-first world, our most treasured memories and personal content are often stored online—photos, videos, messages, and more. But have you ever stopped to consider what happens to these digital assets when you’re no longer around?

Historically, sentimental memories were passed down through physical albums or keepsakes. Now, they live on platforms like iCloud, Google Photos, and Facebook. And while it’s tempting to just share passwords with loved ones, tech giants advise against it due to security concerns and policy restrictions. So how do we ensure our digital legacy lives on?

Here are five steps to help you start the conversation and take action:

  1. Reflect on Your Digital Assets:Think about what sentimental digital items you’d want passed on—or kept private—in the event of your death or incapacity. Consider who should have access and how they should receive it.

  2. Consider Your Loved Ones’ Digital Legacy:Have you thought about what digital memories your partner or parents might leave behind? What would your family lose access to if the worst happened?

  3. Start the Conversation:It may feel uncomfortable, but these conversations are crucial. Addressing it now can ease stress and prevent heartache down the line.

  4. Take Practical Steps:From transferring photos to updating digital legacy settings, there are simple actions you can take today. It may even be the right time to revisit your will.

  5. Keep the Dialogue Going:Technology and circumstances evolve. Make these discussions a regular part of your family conversations.

STEP link to each Social Media company:

How to set up your digital accounts so that your loved ones can access them if you’re not able to | memories.step.org

Talking about your digital legacy isn’t just about data—it’s about preserving memories and reducing emotional strain for those we care about most. It’s time to normalize these discussions and take steps to safeguard our digital lives.

For more information and practical steps, visit STEP’s legacy settings resource. We currently advise clients on will writing from our offices in Hook, Hampshire.

Altor Wealth

Altor Wealth

Financial Planners

Thursday, 24 July 2025

Altor Wealth are Chartered Financial Planners providing expert guidance to Standard Life employees.

Want to discuss this further?

Book a free session with an Altor adviser to talk through how this applies to your situation.

Standard Life x Altor | Financial Wellness for Standard Life Employees